Finally understand where your money actually goes.
AI categorizes your transactions automatically.
Connected Banks
Smart Categories
Net Worth
N2,450,000
+12% this month
Monthly Income
N850,000
3 sources active
Monthly Expenses
N420,000
-8% from last month
See category split at a glance, from bills to food to transport.
Spot overspending patterns and recurring charges to cut fast.
Convert monthly clarity into a practical savings rhythm and disciplined investment plan for financial freedom.
Adhering to strict Nigerian Data Protection standards and CBN Open Banking Guidelines.
We can analyze transactions to help you budget, but we can never touch your money.
Your data is secured by 256-bit encryption and Mono's world-class infrastructure.
Absolutely. We have Read-Only access. We can analyze your finances to help you budget, but we cannot initiate transfers or move a single Naira.
Never. You enter details directly into Mono's secure portal. We only receive a secure token to read the data.
Yes. We operate strictly within the CBN Open Banking Guidelines and are fully NDPR compliant.
We practice 'Data Minimization' and only access the specific data required to build your dashboard.