PrudentMe

Built for how you bank in Nigeria

Your money is spread across apps. Your view of it shouldn’t be.

Bring your bank accounts and savings together. See what came in, what went out and what needs attention—without opening five apps or maintaining another spreadsheet.

Join the beta Explore the demo
  • Read-only connection
  • Your money stays where it is
  • Accounts connected through Mono
Overview Illustrative data
Across 3 accounts₦2,450,000
+₦128,400 this month
New transaction
S Shoprite LekkiToday, 14:32 Not sorted Groceries −₦24,500
Sample PrudentMe overview. Figures shown are illustrative.

Product principles

Built for multiple accounts

Balances shown in Naira

No spreadsheet maintenance

One view, not five apps

One month of transactions should not take an evening to understand.

See balances, transactions and goals together, then check what changed.

01 · See everything

Stop keeping five balances in your head.

See connected current, spending and savings accounts together. One total tells you where you actually stand.

  • Balances from connected accounts
  • Money in and money out this month
  • One total across your accounts
02 · Read the pattern

A bank statement shouldn’t need translating.

PrudentMe sorts transactions into useful categories, so names and numbers become spending you can understand.

  • Transactions sorted automatically
  • Merchant and category shown together
  • Categories you can correct
Recent activityThis week
UUberTodayTransport−₦6,800
SShoprite LekkiYesterdayGroceries−₦24,500
SSalary20 AugIncome+₦450,000
Illustrative data
03 · Make the next call

Catch the drift before it becomes a bad month.

See where spending is running ahead and how close you are to a goal. No lecture—just the numbers that matter now.

  • Spending by category
  • Goal progress beside your balances
  • A short list of what needs attention
August snapshot12 days left
Dining is running ahead₦68,400 of ₦80,000 used86%
Emergency fund₦820,000 of ₦1,200,00068%
Illustrative data

Straightforward setup

From sign-up to one complete view.

  1. 1

    Open your account

    Create your PrudentMe profile and verify your email.

  2. 2

    Link an account

    Connect a supported account through Mono. The connection is read-only.

  3. 3

    Check your numbers

    Review your balances, sorted transactions, spending and goals in one place.

What access means

Your dashboard can read the numbers. It cannot move the money.

PrudentMe retrieves account information for your dashboard through a read-only connection. It cannot initiate transfers from a connected account.

Read our privacy policy

Read-only connection

We use connected account information to display and sort your finances, not to make payments.

Encrypted connection data

Sensitive account connection data stored by PrudentMe is protected with AES-256-GCM encryption.

Disconnect when you want

You choose which supported accounts to connect and can disconnect an account from PrudentMe.

Plain privacy terms

Our privacy policy explains what we collect, why we collect it and how the information is used.

Before you connect

The important questions, answered directly.

For the full detail, read our terms and privacy policy.

No. The connection is read-only. PrudentMe can retrieve information for your dashboard, but it cannot initiate a transfer from a connected account.

Supported accounts are connected through Mono. PrudentMe receives the account information needed to build your dashboard.

Available balances and transactions are retrieved, sorted and shown in your PrudentMe overview.

Yes. The demo uses sample data, so you can explore PrudentMe before creating an account or connecting anything.

Your accounts. One view.

Know your money without chasing it.

Join the beta, or take a look around with sample data first.

Join the beta Explore the demo